Apex Fintech Solutions Inc. (“Apex”), a leader in digital investment infrastructure, has announced a strategic collaboration with Evergreen Wealth, a next-generation Registered Investment Advisor (RIA) founded by fintech pioneer Bill Harris—former CEO of PayPal, Intuit, and founding CEO of Personal Capital. The partnership will leverage Apex’s AscendOS platform to power Evergreen’s Dynamic Portfolios, a tax-optimized and AI-driven wealth management solution for affluent and high-net-worth individuals and families.
Evergreen Wealth combines AI analytics with human financial expertise to deliver bespoke portfolios tailored to each client’s goals, risk tolerance, and tax circumstances. By selecting Apex’s real-time, API-driven cloud platform, Evergreen gains the technological agility to provide scalable and hyper-personalized investment experiences previously accessible only to ultra-high-net-worth clients.
“We combine human expertise with AI analytics to create a new model for financial advice,” said Bill Harris, Founder and CEO of Evergreen Wealth. “Apex’s best-in-class technology and exceptional service model help us bring new ideas to market faster, making them a powerful ally as we continue to innovate.”
Takeaway
Apex AscendOS: The Engine Behind Next-Generation Wealth Platforms
Apex AscendOS is a real-time, cloud-native investment platform designed to help fintechs, broker-dealers, and wealth management firms build modern digital experiences through flexible APIs. Its capabilities include instant digital account setup, automated trading and rebalancing, and real-time custodial data—all delivered through a unified infrastructure.
For Evergreen Wealth, AscendOS enables seamless scalability, advanced tax optimization, and on-demand portfolio customization through Evergreen’s proprietary Dynamic Portfolios solution. The platform allows Evergreen to provide continuous portfolio re-optimization and after-tax performance enhancement—capabilities that reflect a significant shift toward intelligent wealth management ecosystems.
“Apex AscendOS is the flexible, API-driven platform that allows digital-native firms like Evergreen Wealth to build the future of wealth management,” said Bill Capuzzi, CEO of Apex Fintech Solutions. “We’re proud AscendOS is the engine that delivers the high-tech, high-touch experience that modern investors expect.”
Takeaway
AI Meets Human Expertise: A New Model for High-Net-Worth Wealth Management
Evergreen Wealth’s model bridges the gap between traditional wealth management and emerging fintech capabilities. Its approach fuses data-driven intelligence, tax-aware investing, and human advisory insight—creating a next-generation digital RIA tailored for affluent and high-net-worth clients. The firm’s proprietary Evergreen Intelligence system acts as an AI-driven advice engine, providing advisors and clients with actionable insights for improved after-tax returns and holistic wealth planning.
The partnership with Apex also positions Evergreen to scale its digital experience rapidly while maintaining the fiduciary and compliance rigor expected from an SEC-registered RIA. With offices in Miami, Dallas, and Raleigh, Evergreen continues to expand its footprint, emphasizing both accessibility and personalization in the high-touch wealth segment.
As part of its thought leadership initiatives, Evergreen Wealth announced a live webinar on December 2, 2025, at 1:00 p.m. ET, focusing on year-end tax strategies and the use of donor-advised funds—further reflecting its commitment to education and holistic wealth solutions.
Takeaway
About Apex Fintech Solutions and Evergreen Wealth
Apex Fintech Solutions is a leading digital infrastructure provider enabling more than 200 financial firms to launch and scale investment services for tens of millions of end users. Through its subsidiary Apex Clearing, the company offers custody, trading, and tax reporting solutions, supporting clients across wealth management, fintech, and institutional brokerage sectors.
Evergreen Wealth, founded by Bill Harris, is a digital-first, SEC-registered investment advisor focused on providing tax-optimized and goal-oriented investment strategies for high-net-worth families. Its Dynamic Portfolios leverage both human advisory insight and Evergreen Intelligence, an agentic AI system that delivers continuous portfolio alignment to client goals and tax outcomes.
The collaboration marks a milestone in the evolution of digital wealth management—where scalable cloud infrastructure meets personalized advisory intelligence to deliver outcomes once limited to institutional clients.
Takeaway
