Mintos launches crowdfunding campaign to expand investing app across Europe

Rick Steves

“We firmly believe that our future growth lies in expanding our presence across the continent. With successful launches in Germany, Italy, Spain, France and the Netherlands, we’re committed to targeting additional key markets in the near future, and we want to give our customers the possibility to be a part of this growth journey”

Mintos is starting a crowdfunding campaign via Crowdcube to offer its half a million EU-based investors, along with the wider public, a chance to own a stake in the firm.

The crowdfunding giant has a rich history of partnerships with leading European fintech companies such as Revolut, Qonto, and Monzo. Now it is Mintos that will be selling shares directly to retail users in this fundraiser. Investors can pre-register for early access to the crowdfunding campaign, which is slated to open to the general public on April 10th.

Building long-term wealth across Europe

The primary aim of Mintos’ crowdfunding venture is to accelerate the company’s expansion and widen its investor community. This expansion entails the introduction of the platform in new markets and the reinforcement of its presence in existing ones, coupled with the launch of novel products to offer investors more avenues for diversification and growth.

Mintos, regulated under MiFID II in the European Union, is distinguished by its administration of assets surpassing €600 million and is now poised to solidify its position as the top platform for retail investors in Europe focused on sustainable wealth growth.

Martins Sulte, CEO and Co-Founder of Mintos: “At Mintos, we’re pleased to address the significant gap in the EU’s investment landscape, meeting the increasing demand for both alternative and traditional investments. By offering easy-to-use investment tools, we aim to increase retail investor participation and build long-term wealth across Europe. We firmly believe that our future growth lies in expanding our presence across the continent. With successful launches in Germany, Italy, Spain, France and the Netherlands, we’re committed to targeting additional key markets in the near future, and we want to give our customers the possibility to be a part of this growth journey”

Matt Cooper, Co-CEO of Crowdcube: “We’re excited to welcome Mintos back to Crowdcube as they use our platform to strengthen and deepen their relationships with new and existing customers across Europe. They recognise the strategic value of engaging their community, transforming customers into owners, and integrating this approach into their business operations.”

Mintos caters to over 500,000 users

Tailored for long-term investors seeking a blend of both alternative and traditional investments, Mintos is designed to simplify the investment process for its users, offering automated portfolios that alleviate the need for constant portfolio management.

Mintos recently added bonds and ETFs to its offering and caters to more than 500,000 registered users, managing assets worth more than €600 million.

The platform emphasizes investor protection, offering up to €20,000 coverage under the EU Directive 97/9/EC’s investor compensation scheme. This scheme acts as a safety net, compensating investors for a significant portion of their net loss, should Mintos fail to return financial instruments or cash to investors​.

Mintos launched curated ETFs and high-yield fractional bonds

It was in December 2023 that the prominent multi-asset platform launched Exchange-Traded Funds (ETFs), shortly after the successful launch of high-yield Fractional Bonds, further diversifying the platform’s offerings.

The introduction of personalized ETF portfolios marks a significant advancement for Mintos. These portfolios are designed for long-term, diversified investments and are offered with zero commissions. This new feature allows investors to tailor their investment strategies to align with their individual financial goals and risk tolerance.

A survey conducted by Mintos, involving 1100 customers, revealed a strong interest in ETFs among its clientele. An impressive 80% of respondents who had not yet invested in ETFs indicated their intention to do so in the near future. This statistic underscores the growing popularity and demand for ETFs as an investment category.

One of the primary challenges facing potential ETF investors, as identified in the survey, is a lack of knowledge. Many individuals feel overwhelmed by the array of investment choices, the complexities of tax implications, and the overall investment process. Additionally, the intricate and often opaque fee structures of many investment platforms have been a source of concern for investors looking for transparent and trustworthy options.

The ETF offering from Mintos includes a range of features designed to ease the investment experience. The platform has curated personalized ETF portfolios with renowned providers like Amundi, iShares, JP Morgan, and Vanguard. These portfolios are tailored to different risk levels, automatically adjusting the balance of bond and stock ETFs to meet specific investment objectives.

Mintos has set a low minimum investment threshold of just 50 EUR and offers the service without any fees. This approach enhances accessibility, allowing investors of all capacities to develop a flexible and diversified investment strategy. Additionally, Mintos supports tax-efficient rebalancing, automatically selecting tax-optimized ETFs and adjusting portfolio allocations as investments grow, further enhancing the appeal of its investment platform.

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